Meet KBoy,
your money buddy.
Sentimo makes budgeting feel like a game. Track your gastos, never miss a bill, and hit your ipon goals — with streaks, challenges, and a carabao cheering you on every step of the way.
Fully offline
No account needed
Private by design
Local-first data
Gamified
Streaks & rewards
Peso-friendly
Built for Pinoys
Features
Everything you need to take control of your money
One app for your gastos, bills, cash, and goals — designed to keep you coming back.
Fast logging
Log every gastos in seconds
Add an expense the moment it happens. Switch between day, week, month, or a custom range, and watch your Budget Watch bars fill up in real time so you always know what’s left before the month ends.
Bills tracker
Never miss a bill again
Track Meralco, PLDT, rent, and every recurring bill in one place. Log partial payments, see exactly how much is remaining, and get alerts before anything goes overdue.
My Money
See your real cash position
Combine bank, cash, and e-wallet balances into one number — then see your true after-bills balance so you know what’s genuinely safe to spend. Set a pay schedule and Sentimo even factors in your next salary.
Ipon goals
Save for what matters most
That Hong Kong trip, a new phone, or your emergency fund — set an ipon goal, mark your Ultimate Goal, and watch the progress bar climb every time you add to it.
Money calendar
Plan your week around payday
Paydays and spending live on one calendar, so you can see the lean days coming and the good days too. KBoy chimes in with a little guidance to keep you on track.
Home widget
Log straight from your home screen
Add an expense or income without even opening the app. The widget shows today’s spend and your safe-to-spend amount — and everything works fully offline, no account required.
Stay consistent, unlock rewards
Daily challenges, weekly goals, and achievements turn good money habits into a streak worth protecting. Keep it up and KBoy earns new costumes.
Daily challenges & streaks
Log a transaction, hit a weekly target, and keep your streak alive.
Unlock KBoy’s costumes
Astronaut, ninja, graduate and more — earned by staying consistent.
Achievements to chase
From First Steps to Getting Serious — every milestone is celebrated.
FAQ
Questions, answered
Is Sentimo free?
Yes. Sentimo is free to download on Google Play and you can track expenses, bills, and goals without paying anything.
Does Sentimo work offline?
Completely. Sentimo is local-first — your data lives on your device, so logging, budgets, and goals all work with no internet connection.
Is my financial data private?
Your data stays on your device by default. If you enable backup or sync, it is encrypted in transit. We never inspect, sell, or trade your personal financial information.
Is Sentimo made for the Philippines?
Sentimo is peso-friendly and built with Pinoy budgeting in mind — gastos, bills, and ipon goals — but it works with any currency, anywhere.
Who is KBoy?
KBoy is your carabao money buddy. He celebrates your streaks, nudges you on payday, and unlocks new costumes as you stay consistent with your budgeting.
Is there an iPhone version?
Sentimo is currently available for Android on Google Play. Follow us for updates on future platforms.
Your future self says thank you
Start tracking your gastos today. It’s free, it’s offline, and KBoy is ready when you are.